Sometimes it is not so easy to tell a good MLM program from an MLM scheme. Funny, but in the past two years there have been a lot of ponzi or pyramid schemes in the online world. Those based in the United States are usually shut down by the FTC but it may take a few years. In the mean time, unknowing participants are shelling out anywhere from $100 to $100,000 to participate; often losing everything they have ever saved.
An MLM scheme does not have to be illegal, but may sound better than it actually is. How do you know if a MLM program is worth your time and or money?